General Liabilty

Liability is defined as the legal responsibility for injury to another or damage to their property

Bodily injury means bodily harm and includes medical expenses, all necessary costs of medical treatment for injury

Property damage means damage to or destruction of property including the cost to repair the damage, when property is economically repairable

Medical Payments is a “no-fault” coverage. It pays for people being hurt in car accidents, regardless of fault

Covers items such as false arrest, malicious prosecution, violation of privacy, libel slander, copyright infringement and wrongful eviction. 

Liability arising out of the insured’s products or business operations conducted away from the insured’s premises once those operations have been completed or abandoned.  Losses from faulty workmanship are not covered. 

Ask an agent about: 

• Waiver Of Subrogation
• Hired and Non-Hired
• Ongoing and completed operations
• Primary Non-Contributory
• Additional Insured clauses